Apply only to selected X Wallet Customer

50% interest rebate for the first month offer

Promotion Period: Within 5 days of receiving this promotion message (SMS/E-mail/Push Notification/Inbox)

Promotion Detail

• Selected member will receive an extra 50% interest rebate for the first month offer when he/she is successfully approved and accepted for the X Wallet Express Loan ("X Wallet loan") contract. The account must remain in a normal and active state (overdue repayments, bad debts, etc. are all regarded as abnormal accounts) to enjoy this offer.

How to Use

• The 50% interest rebate that are generated within the promotion period will be calculated automatically by the system. The customer will be notified to receive the rebate rewards within 45 days of receiving the first monthly statement, he/she need to login to X Wallet and simply tap the withdraw button on the "Referral Program" page to withdraw the rebate rewards. The rebate rewards will be transferred into your designated Hong Kong bank account, it takes about two working days.

Terms and Conditions

1. Selected member needs to apply for X Wallet loan during the promotion period, subject to the time of successful loan contract confirmation and the computer records of Zero Finance Hong Kong Limited (the company). Late confirmation of the loan contract will not be accepted.
2. This offer is only applicable to X Wallet selected member who have received the promotion message on this offer, then successfully approved a X Wallet loan and confirmed the loan contract for the first time, or X Wallet member have never reactivated and apply the loan within a 12-month period.
3. The 50% interest rebate for the first month refers to 50% of the interest generated by the first monthly statement will be rebated to the customer.
4. The completion of the confirmation contract within 5 days of the promotion period is calculated based on the number of days when the customer receives the promotion message as the first day, not by hours.
5. Each member can enjoy this offer once in the promotion period.
6. The company reserves the right to verify the customer's identity. Customer will be disqualified from the offer if the personal information provided is found to be unknown, unclear or missing and unable to contact the customer or verify the customer's identity.
7. All the personal information collected will followed the personal data privacy policies of the company.
8. The offer is not transferable, cancellable and returnable.
9. The company will not accept any liability for any problems due to computer, network, telephone and other technical issues which cause the customer to delay or miss for submitting an application.
10. The company will not accept any liability for any loss due to failing to following the instruction of the offer.
11. The company reserves the right to disqualify the eligibility of the customer if the personal information provided is found to be fake or any actions breach of the terms and conditions.
12. The offer cannot be used in conjunction with other discounts or promotion offers, except for the "Member Get Member Program". Any matter or dispute regarding the offer or the terms and conditions herein will be subject to the final decision of the company.
13. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customer, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
14. The customer must ensure that the bank account entered on the "Referral Program" page is true, correct, and valid and is the customer's own account. The company will not be responsible for any failure to transfer the rebate rewards to the account if it is discovered or caused under any circumstances.
15. If the customer closes or cancels their X Wallet account under any circumstances, all rewards will be cancelled immediately.