Personal

Loan


Help with clearing debts

Mortgage

Loan


For large investments

Property

Owner’s Loan


Get short term cash

Tax

Loan


Get more cash savings

Personal Loan


Help with clearing debts

Mortgage


For large investments

Property Owner’s Loan


Get short term cash

Tax Loan


Get more cash savings

Personal Loan


Help with clearing debts

Mortgage


For large investments

Property Owner’s Loan


Get short term cash

Tax Loan


Get more cash savings

Personal Loan


Help with clearing debts

Mortgage


For large investments

Property Owner’s Loan


Get short term cash

Tax Loan


Get more cash savings

Why choose

Zero Finance

If you have immediate cash needs, we have immediate cash options.


Express apply and
approval

Applying online is quick, easy, and secure. You will get your approval result immediately after your application has been submitted.

Zero wait
same day cash

To meet with your urgent needs, getting your cash is our first priority. So, when you have signed your contract, cash will be ready for you. It’s that simple.

Zero branches means
lower interest

With no branches, we can offer lower interest rates to all our customers. Unlike traditional lenders that add their cost on to you.

We accept
all credit ratings

We aim on helping you to secure a loan by paying more attention to your repayment ability rather than just your credit score.

Effortless repayment of
up to 300 months

Longer repayment period means lesser burden on you. We personalise your repayment options to make sure you can easily repay your loan.

Get customer service
that cares

Your problem is our problem. Our experienced staff can help you reach your financial goals. Talk to us now!

Why choose

Zero Finance

If you have immediate cash needs, we have immediate cash options.


Express apply and
approval

Applying online is quick, easy, and secure. You will get your approval result immediately after your application has been submitted.

Zero wait
same day cash

To meet with your urgent needs, getting your cash is our first priority. So, when you have signed your contract, cash will be ready for you. It’s that simple.

Zero branches means
lower interest

With no branches, we can offer lower interest rates to all our customers. Unlike traditional lenders that add their cost on to you.

We accept
all credit ratings

We aim on helping you to secure a loan by paying more attention to your repayment ability rather than just your credit score.

Effortless repayment of
up to 300 months

Longer repayment period means lesser burden on you. We personalise your repayment options to make sure you can easily repay your loan.

Get customer service
that cares

Your problem is our problem. Our experienced staff can help you reach your financial goals. Talk to us now!

Why choose

Zero Finance

If you have immediate cash needs, we have immediate cash options.


Express apply and approval

Applying online is quick, easy, and secure. You will get your approval result immediately after your application has been submitted.

Zero wait same day cash

To meet with your urgent needs, getting your cash is our first priority. So, when you have signed your contract, cash will be ready for you. It’s that simple.

Zero branches means lower interest

With no branches, we can offer lower interest rates to all our customers. Unlike traditional lenders that add their cost on to you.

We accept all credit ratings

We aim on helping you to secure a loan by paying more attention to your repayment ability rather than just your credit score.

Effortless repayment of up to 300 months

Longer repayment period means lesser burden on you. We personalise your repayment options to make sure you can easily repay your loan.

Get customer service that cares

Your problem is our problem. Our experienced staff can help you reach your financial goals. Talk to us now!

Most trusted lender

We are a licenced money lender, backed by three companies listed on the stock exchange. We are also a member of the Hong Kong Professional Lenders Association.

Money Lenders Licence: 0433 / 2017


Most trusted lender

We are a licenced money lender, backed by three companies listed on the stock exchange. We are also a member of the Hong Kong Professional Lenders Association.

Money Lenders Licence: 0433 / 2017



Jenny L.Jenny L.

I went overboard on spending with credit cards. Contacted a few well known lenders, some rejected me without giving me a reason and only Zero Finance would grant me a loan with the best rate. I got $120,000 and I only need to pay $6,345 per month for 24 months!
*Annual interest rate is based on 24% APR


*The final approval of the application is
subject to the financial condition of customer.

What customers
are saying



Mr. YeungMr. Yeung

My family business needed urgent cash to pay off vendors and Zero Finance got us the best 2nd mortgage rate possible at 12%. The process was simple. They approved my loan within an hour and I got the money on the same day! All I needed to repay is $13,214 per month at my requested payment period of 240 months.

What customers
are saying



Jenny L.Jenny L.

I went overboard on spending with credit cards. Contacted a few well known lenders, some rejected me without giving me a reason and only Zero Finance would grant me a loan with the best rate. I got $120,000 and I only need to pay $6,345 per month for 24 months!
*Annual interest rate is based on 24% APR


Mr. YeungMr. Yeung

My family business needed urgent cash to pay off vendors and Zero Finance got us the best 2nd mortgage rate possible at 12%. The process was simple. They approved my loan within an hour and I got the money on the same day! All I needed to repay is $13,214 per month at my requested payment period of 240 months.


*The final approval of the application is subject to the financial condition of customer.

How it works

Whether you’re looking to get a personal loan, a mortgage, or a property owner’s loan, the process is
just as easy and fast to ensure that you’ll get your money as soon as possible.


Apply in minutes

Just provide us with your HKID and answer a few questions. It takes only minutes.

Get an immediate result

Once finished, you’ll get your result with your rates with your requested repayment period.

Get your cash

Your money will be ready as soon as you’ve signed your contract.

How it works

Whether you’re looking to get a personal loan, a mortgage, or a property owner’s loan, the process is just as easy and fast to ensure that you’ll get your money as soon as possible.


Apply in minutes

Just provide us with your HKID and answer a few questions. It takes only minutes.

Get an immediate result

Once finished, you’ll get your result with your rates with your requested repayment period.

Get your cash

Your money will be ready as soon as you’ve signed your contract.

Personal Loan


  • Clear debts or balance transfer
  • Cash in 30 minutes
  • All credit scores can apply
  • Go Apply

    Mortgage Loan


  • For large investments
  • Apply with any of your properties
  • Peace of mind process by a lawyer
  • Go Apply

    Property Owner’s Loan


  • A larger personal loan for property owners
  • Not limited by income proof
  • Require no title deed or a lawyer
  • Go Apply

    Tax Loan


  • Apply only with your tax demand note
  • Zero hidden fees
  • Pay taxes with no hassle
  • Go Apply
    Go Apply

    Personal Loan


  • Clear debts or balance transfer
  • Cash in 30 minutes
  • All credit scores can apply
  • Go Apply

    Mortgage Loan


  • For large investments
  • Apply with any of your properties
  • Peace of mind process by a lawyer
  • Go Apply

    Property Owner’s Loan


  • A larger personal loan for property owners
  • Not limited by income proof
  • Require no title deed or a lawyer
  • Go Apply

    Tax Loan


  • Apply only with your tax demand note
  • Zero hidden fees
  • Pay taxes with no hassle