
X Wallet

Zero Human Interference

Lightning Approval in Seconds

Zero Income Proof

24hr/7 Instant Funds

Zero Branch Visits

Flexible Loan Amount

Withdrawal and Pay At Anytime

Transparency

X Wallet

Zero Human Interference

Lightning Approval in Seconds

Zero Income Proof

24hr/7 Instant Funds

Zero Branch Visits

Flexible Loan Amount

Withdrawal and Pay At Anytime

Transparency
^Only applicable to existing re-loan customers. Final approval is subject to the actual situation and financial condition of the customer.


Apply now to enjoy 24hr/7 instant fund transfer!
Available only for X Wallet


Apply now to enjoy 24hr/7 instant fund transfer!
Available only for X Wallet



Zero Finance offers loans to meet your needs for diverse purposes, especially in low interest rate to reduce your burden of life.
Zero Finance offers loans to meet your needs for diverse purposes, especially in low interest rate to reduce your burden of life.
We are a licenced money lender, backed by two listed companies on the stock exchange. We are also a member of the Hong Kong Professional Lenders Association.


Most trusted lender


With my busy lifestyle, I couldn’t physically go anywhere to apply for any loan. With X Wallet, I got my loan approved instantly and my contract signed without showing up, and got my money within 15 minutes! All done on the app. X Wallet is absolutely my first choice for quick financing. I highly recommend it.
experience with Zero Finance

Recently, I needed some money for investing, so I went to several places to apply for a loan. It took a few days to get my loan approved but I was not happy with the offer. So, I tried X Wallet. X Wallet was quick and easy. The entire process was done with only my HKID and I got my loan result a few seconds after I submitted the application. Even better, I got my money in 10 minutes.^ Just in time to make some money. I could even repay right away. It’s so flexible. I was approved for a $15,000 loan and only needed to pay $225 per month.* Thank you, Zero Finance.
experience with Zero Finance

With my busy lifestyle, I couldn’t physically go anywhere to apply for any loan. With X Wallet, I got my loan approved instantly and my contract signed without showing up, and got my money within 15 minutes! All done on the app. X Wallet is absolutely my first choice for quick financing. I highly recommend it.

Recently, I needed some money for investing, so I went to several places to apply for a loan. It took a few days to get my loan approved but I was not happy with the offer. So, I tried X Wallet. X Wallet was quick and easy. The entire process was done with only my HKID and I got my loan result a few seconds after I submitted the application. Even better, I got my money in 10 minutes.^ Just in time to make some money. I could even repay right away. It’s so flexible. I was approved for a $15,000 loan and only needed to pay $225 per month.* Thank you, Zero Finance.
X Wallet
eXpress personal loan
X-Large Personal Loan
A Large Personal Loan
X Mortgage
Loan
X Property Owner's
Loan
X Wallet
eXpress personal loan


X Personal Cash
Larger amount personal loan
X Wallet
eXpress personal loan

