Promotion Period: The day upon invitation received, starting from 00:00 to 23:59
Existing designated customers (hereinafter referred to as "customers") will receive an invitation to login to X Wallet , withdraw loans (hereinafter referred to as "X Wallet Loans") with credit amount of $3,000 or above at least once, will receive free exemption (as a rebate) on the interest accrued by the account on the day during the promotion period. For example, a customer who receives promotional message has withdrawn 3 times during the promotion period: Withdraw $1,000 in the first time; Withdraw $5,000 in the second time; Withdraw $500 in the third time. He/ She withdraws $6,500 in total. As one of the withdrawn amounts from this customer attains $3,000 or above, he/she fulfills the criteria of obtaining the interest rebate. The interest rebate amount has been calculated by the interest accrued based on total withdrawal limit which fulfill the criteria of obtaining the interest rebate (i.e. $6,500 in the above example) during the promotion period. The account of the designated customer must always remain in a normal and active state within 60 days from the promotion period (overdue repayments, bad debts, etc. are all regarded as abnormal accounts) to enjoy the rebate reward.
How to Use
The interest rebate that are generated within the promotion period will be calculated automatically by the system. The customer will be notified to get the reward within 60 days after the end date of the promotion period.
The Interest exempted will be rewarded as a rebate to your X Wallet. Customers login to X Wallet and simply tap the withdraw button on the “Reward Program” Page. We will then transfer the rewards into your designated Hong Kong bank account. The money transfer takes around 2 working days (excluding Saturday, Sunday or public holiday).
Terms and Conditions
- The customer needs to successfully login X Wallet and withdraw within the promotion period. All date and time related to the activity is subjected to the system report and Zero Finance Hong Kong Limited (the company) final decision. Any delayed withdrawal is not accepted.
- The Interest Rebate Offer is only applicable to X Wallet designated customers who have received the invitation.
- The interest rebate amount has been calculated by the interest accrued based on total withdrawal limit which fulfill the criteria of obtaining the interest rebate during the promotion period.
- The company reserves the right to verify the customer's identity. Customer will be disqualified from the Interest Rebate Offer if the personal information provided is found to be unknown, unclear, or missing and unable to contact the member or verify the member’s identity.
- All the personal information collected will follow the personal data privacy policies of the company.
- The Interest Rebate Offer is not transferable.
- The company will not bear any liability for any problems due to computer, network, telephone, and other technical issues which cause customer to delay or unable to apply.
- The company reserves the right to amend the terms and conditions of the Interest Rebate Offer or to terminate the Interest Rebate Offer at any time without prior notice.
- The company will not bear any liability for any loss due to failing to follow the instruction of the Interest Rebate Offer.
- The company reserves the right to disqualify the eligibility of the customer and withdraw the Interest Rebate if the personal information provided is found to be fake or breach of the terms and conditions.
- By participating in the Interest Rebate Offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customer, to withdraw the Interest Rebate Offer and to proceed legal action, if any breach of terms and conditions.
- The customer must maintain his/her X Wallet account as normal status to get and withdraw the rewards.
- When the system receives the instruction for the withdrawal of the reward, the money will be transferred immediately. The transferal of money will take around 2 working days (excluding Saturday, Sunday, or public holiday), depending on the real-life situation and the designated bank that you are using.
- The customer must ensure the bank account information provided on the "Reward Program" page is correct, accurate and active. The company will not bear any liability that the reward failed to transfer to the designated bank account under any circumstances.
- The rewards would be cancelled, if the customer close or cancel the X Wallet account under any circumstance.