【X Pay Users Exclusive】X Cash.AI Reward : $1,000 YOHO e-Cash voucher!

Promo Code:XYOHO

Promotion Period:1 Jul 2024 – 31 Aug 2024

Promotion Details
1.X Pay users^ who submit a first-time loan application for X Cash.AI with the promotion code “XYOHO” entered during the application process and confirm the loan contract* will be entitled to $1,000 YOHO • X Pay e-Cash voucher.

2.^To be eligible for participating in this promotion, customers must fulfill the below:
A.Agreed to the X Pay Terms of Use before applying for the X Cash.AI during the promotion period
B.Do not hold any X Wallet and / or X Lend loan account in the past 12 months.

3.*To be eligible for gaining the reward, the loan amount and X Cash.AI loan account of the customers must fulfill the below:
A.Confirm the loan contract with the promotion code “XYOHO” entered during the application process;
B.Maintain a normal and active X Cash.AI loan account (delayed repayment, bad debt, etc. will be perceived as abnormal account) and a $15,000 or above remaining balance of their X Cash.AI loan account every day for 90 days starting from the enforcement date of the loan contract.

Designated Period for Loan Contract Enforcement

Enforcement Date of Loan Contract 90th day upon Loan Contract Enforcement

Earliest

1-Jul-2024

28-Sep-2024

Latest

14-Sep-2024

12-Dec-2024

Examples of Reward Release

Approved Loan Amount

Within 90 days of contract enforcement

Reward

Reason for not gaining the reward

Min. Daily Loan Remaining Balance

Account status

$30,000

$10,000 Normal & active N/A Min. daily loan remaining balance less than $15,000

$30,000

$15,000 Normal & active $1,000 YOHO • X Pay e-Cash voucher N/A

$30,000

$20,000

Delayed repayment

N/A

Delayed repayment

Redemption Details
$1,000 YOHO • X Pay e-Cash voucher
1. Customers must maintain a $15,000 or above remaining balance of their X Cash.AI loan account every day for 90 days starting from the enforcement date of the loan contract. Customers will receive $1,000 YOHO • X Pay e-Cash voucher within 60 days upon the confirmation of customer fulfilling the above eligibility and they will be informed about the reward release via Inbox Message within the X Wallet App.
2. Eligible Customers are required to complete the registration procedures of X Pay account and agreed to the X Pay Terms of Use . The e-Cash Voucher will be released to the corresponding X Pay account automatically.
3. The e-Cash voucher cannot be resold, refunded or exchanged for cash. No change shall be provided.
4. X Wallet is not the supplier of the e-Cash voucher, please refer to the information provided on the e-Cash voucher or contact with the supplier for the usage details, terms and conditions of the e-Cash voucher. Any disputes arising from thee-Cash voucher shall be resolved between customers and the supplier directly.

1. This Promotion (“Promotion”) is valid from 1 July 2024 to 31 August 2024 (both dates inclusive) (“Promotion Period”).
2. Only HKID cardholder aged 18 or above are eligible to participate in this Promotion.
3. The promotion is only applicable to new eligible customers who successfully apply and confirm the X Cash.AI loan contract for the first time during the promotion period, where customers who do not have a loan account within 12 months from the date of confirmation of the loan contract.
4. X Pay users^ (hereinafter referred to as the “Customers”) will be entitled to $1,000 YOHO • X Pay e-Cash voucher (“voucher”) for their first time application for the X Cash.AI by entering the promo code “XYOHO” during the application process within the promotional period. Please refer to the Promotion Details and Redemption Details aforementioned.
5. To enjoy the promotion, the promo code “XYOHO” must be entered during the loan application process. Subsequent supplements or changes is not allowed.
6. The use of X Pay e-Cash Voucher is subject to terms and conditions. For the terms and conditions of X Pay e-Cash Voucher service, please refer to the X Pay website (zero-xpay.com) or inquire with the relevant supplier.
7. The submission time of loan application is subject to the system record of Zero Finance Hong Kong Limited (“The Company”). Late applications will not be accepted.
8. Customer can enjoy the offer once within the Promotion Period. The promotional offer cannot be used in conjunction with other offers. In case of multiple applications received, the Company will only consider the earliest application as valid.
9. The Rewards under this Promotion are non-transferrable, non-reversible and non-refundable. The Company reserves the right to replace the rewards with any item(s) of equivalent value without prior notice.
10. The Company reserves the right to check the Proof of Identity to verify the identity of customers. If the information provided by the customers is incomplete, unclear, missing, or if the customers cannot be contacted nor their identity cannot be verified, The Company reserves the right to disqualify their eligibility to this Promotion with prior notice.
11. The Company is not the supplier of the voucher and is not responsible for the voucher. The supplier is solely responsible for any liability in relation to the voucher. If you have any queries, comments, or complaints regarding the voucher, please contact the supplier directly.
12. All personal data collected will be processed in accordance with the Privacy Policy of The Company.
13. The Company will not accept any liability for any delays or losses of application data submitted by customers due to any computer, network, telephone, and other technical issues. Customers shall not hold The Company for accountable.
14. The Company reserves the right to amend these Terms and Condition or suspend this Promotion at any time without any prior notice.
15. The Company reserves the right to disqualify the eligibility of any customer and forfeit their rewards for any provision of false information or breach of the Terms and Conditions within or after the Promotion Period.
16. By participating in this Promotion, customers accept and agree to be bounded by these Terms and Conditions. The Company reserves the right to disqualify the eligibility of participation or to the rewards of customers for any breach of these Terms and Conditions, and to pursue legal action against any behavior that disrupts the event.
17. Customers must keep their X Cash.AI loan account normal and active (delayed repayment, bad debt, etc. will be perceived as abnormal account) within 90 says upon the enforcement date of the loan contract. If they close, cancel the X Cash.AI loan account, or settle the loan before the reward release, all the rewards under this Promotion will be forfeited.

In the event of any discrepancies between the English version and the Chinese version of these Terms and Conditions, the Chinese version shall prevail. In case of any dispute, the company reserves the right to make final decision.

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