1. This Promotion (“Promotion”) is valid from 1 July 2024 to 31 August 2024 (both dates inclusive) (“Promotion Period”).
2. Only HKID cardholder aged 18 or above are eligible to participate in this Promotion.
3. The promotion is only applicable to new eligible customers who successfully apply and confirm the X Cash.AI loan contract for the first time during the promotion period, where customers who do not have a loan account within 12 months from the date of confirmation of the loan contract.
4. X Pay users^ (hereinafter referred to as the “Customers”) will be entitled to $1,000 YOHO • X Pay e-Cash voucher (“voucher”) for their first time application for the X Cash.AI by entering the promo code “XYOHO” during the application process within the promotional period. Please refer to the Promotion Details and Redemption Details aforementioned.
5. To enjoy the promotion, the promo code “XYOHO” must be entered during the loan application process. Subsequent supplements or changes is not allowed.
6. The use of X Pay e-Cash Voucher is subject to terms and conditions. For the terms and conditions of X Pay e-Cash Voucher service, please refer to the X Pay website (zero-xpay.com) or inquire with the relevant supplier.
7. The submission time of loan application is subject to the system record of Zero Finance Hong Kong Limited (“The Company”). Late applications will not be accepted.
8. Customer can enjoy the offer once within the Promotion Period. The promotional offer cannot be used in conjunction with other offers. In case of multiple applications received, the Company will only consider the earliest application as valid.
9. The Rewards under this Promotion are non-transferrable, non-reversible and non-refundable. The Company reserves the right to replace the rewards with any item(s) of equivalent value without prior notice.
10. The Company reserves the right to check the Proof of Identity to verify the identity of customers. If the information provided by the customers is incomplete, unclear, missing, or if the customers cannot be contacted nor their identity cannot be verified, The Company reserves the right to disqualify their eligibility to this Promotion with prior notice.
11. The Company is not the supplier of the voucher and is not responsible for the voucher. The supplier is solely responsible for any liability in relation to the voucher. If you have any queries, comments, or complaints regarding the voucher, please contact the supplier directly.
12. All personal data collected will be processed in accordance with the Privacy Policy of The Company.
13. The Company will not accept any liability for any delays or losses of application data submitted by customers due to any computer, network, telephone, and other technical issues. Customers shall not hold The Company for accountable.
14. The Company reserves the right to amend these Terms and Condition or suspend this Promotion at any time without any prior notice.
15. The Company reserves the right to disqualify the eligibility of any customer and forfeit their rewards for any provision of false information or breach of the Terms and Conditions within or after the Promotion Period.
16. By participating in this Promotion, customers accept and agree to be bounded by these Terms and Conditions. The Company reserves the right to disqualify the eligibility of participation or to the rewards of customers for any breach of these Terms and Conditions, and to pursue legal action against any behavior that disrupts the event.
17. Customers must keep their X Cash.AI loan account normal and active (delayed repayment, bad debt, etc. will be perceived as abnormal account) within 90 says upon the enforcement date of the loan contract. If they close, cancel the X Cash.AI loan account, or settle the loan before the reward release, all the rewards under this Promotion will be forfeited.