【Extra Welcome Offer】X Wallet New Customers Enjoy HK$100 WeChat Pay HK E-cash Voucher & HK$800 Cash Rebate

【Extra Welcome Offer】X Wallet New Customers Enjoy HK$100 WeChat Pay HK E-cash Voucher & HK$800 Cash Rebate

Promotion Code: WC900
Promotion Period: From 01 August 2023 to 31 October 2023

Promotion Detail:

(1)    Eligible new customers who successfully apply for X Wallet Express Loan (“X Wallet loan”) for the first time, entering the promotion code “WC900” during the application process, regardless of the application is approved or not, he/she can obtain HK$100 WeChat Pay E-cash Voucher.

(2)    Eligible new customers who successfully apply for X Wallet Loan (for the first time with an approved loan amount of HK$20,000 or above, will entitle for HK$800 cash rebates (“cash rebate”):

The loan account must be in normal and active status (overdue, write-off, and frozen are all regarded as abnormal accounts), and the daily loan balance needs to maintain 50% or above within 90 days upon loan contract confirmation day to entitle HK$800 cash rebate.

(3)    Examples for cash rebates:
New customers who confirmed the loan contract on 1st August 2023
30th October 2023 will be the 90th day upon the loan contract confirmation day

Examples Approved Loan Amount Account Status from 1st Aug 2023 to 30nd Oct 2023 Daily loan balance from 1st Aug 2023 to 30nd Oct 2023 Cash Rebates

1

HK$20,000

Active

HK$10,000

HK$800 Cash Rebates

2

HK$30,000

Active

HK$15,000

HK$800 Cash Rebates

3

HK$35,000

Active

HK$17,000

Ineligible for offer

4

HK$10,000

Active

HK$5,600

Ineligible for offer

5

HK$30,000

Overdue

HK$20,000

Ineligible for offer

  • To enjoy the promotional offer, the above promotion code “WC900” must be entered during the loan application, and no subsequent supplements or changes will be accepted.
  • WeChat Pay HK E-cash Voucher will be issued 30 days after the last day of the month from the day of successful application.. The promo code will be issued automatically to X Wallet and will have an in-app message to notify eligible customers about the completion of the rewards distribution.
  • The HK$800 cash rebate will be automatically credited to the X Wallet ” Rewards” wallet 90 days after the last day of the month in which the loan agreement is confirmed and will have an in-app message to notify eligible customers about the completion of the rewards distribution.
  • To withdraw the rewards, customers can login to X Wallet, click on “Bank Details” on the ” Rewards” page and fill in your Hong Kong bank account details. The rewards will be credited to the designated Hong Kong bank account in about two working days (public holidays or Saturdays and Sundays are not considered as working days).
  1. This promotional offer (the “Promotion”) is valid from 1 August 2023 to 31 October 2023, both dates inclusive (the “Promotion Period”).
  2. Eligible new customers who successfully apply for X Wallet Personal Loan (X Wallet Loan) for the first time, regardless of whether the loan successfully approved or not, they are entitled to receive a $100 WeChat Pay HK E-cash Voucher. This offer is not applicable to new customers who have applied for X Wallet within the past 12 months (i.e. 1 August 2022 onwards) of this promotion.
  3. The promotion is only applicable to new eligible customers who successfully apply and confirm the X Wallet loan contract for the first time during the promotion period, with a loan amount of HK$20,000 or more, where customers who do not have a loan account within 12 months from the date of confirmation of the loan contract.
  4. “New customer” refers to those who are not holding X Wallet loan account in past 12 months from the date of confirming the loan contract.
  5. To enjoy the promotion, the promotion code “WC900” must be entered during the loan application process, and no subsequent supplements or changes will be accepted.
  6. Use of the WeChat Pay HK E-cash Voucher is subject to terms and conditions. For E-cash Voucher Terms and Conditions of the service, please refer to https://www.zerofinance.hk/en/wechat-pay-hl-tc/
  7. New customers who successfully apply for X Wallet Express Loan for the first time with approved loan amount of HK$20,000 or above, and the daily loan balance need to maintain 50% or above within 90 days upon loan contract confirmation day to entitle HK$800 cash rebate. Refer to Promotion Details section with Examples as above.
  8. The time for submitting loan applications is subject to the computer records of Zero Finance Hong Kong Limited (the company). Late applications will not be accepted.
  9. Customer will only entitle this offer once during the promotion period. The offer cannot be used in conjunction with other promotion offers.
  10. X Wallet will be deemed to have waived its liability when the coupon code rewards are credited to X Wallet account. WeChat Pay HK E-cash Voucher rewards are available while stocks last.
  11. The offer is neither transferable, cancellable nor returnable. The Company reserves the right to replace the E-cash Voucher with another of equal value without prior notice. The Company is not the supplier of the voucher and is not responsible for the voucher. The supplier is solely responsible for any liability in relation to the voucher. If you have any queries, comments or complaints regarding the voucher, please contact the supplier directly.
  12. The company reserves the right to verify the customers’ identity. Customers will be disqualified from the offer without prior notice if the personal information provided is found to be unknown, unclear or missing and unable to contact the customers or verify the customer’s identity.
  13. All the personal information collected will follow the personal data privacy policies of the company.
  14. The company will not accept any liability for any problems due to computer, network, telephone, and other technical issues which cause the customer to delay or miss for submitting an application. The customers cannot make any legal action or investigation to the company.
  15. The company reserves the right to amend the terms and conditions of this offer or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  16. The company reserves the right to disqualify the eligibility of the customers and withdraw the rewards if the personal information provided is found to be fake or any actions breach of the terms and conditions.
  17. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customers, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
  18. If the customer closes, cancels or settle his/her X Wallet loan account before the reward is issued, all rewards will be cancelled immediately.

If there is any inconsistency or ambiguity between the English version and the Chinese version, Chinese version shall prevail. In case of any dispute, the company reserves the right of final decision.

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LynnX Wallet 貸款用戶 | 自僱人士

我是開零售時裝店的,由於社會環境轉差,不單直接影響收入,就連入貨的資金也變得拮据。亦因為收入不穩定,想去銀行申請貸款都不可能,有時都會感到徬徨,碰巧上網看到X Wallet的廣告,由下載APP到收到貸款轉賬通知大約5分鐘,真的很快幫到手!貸款$15,000,每日利息只係$3.3,提早還清款項亦無額外收費。

 

*每月還款額以實際年利率8%計算

按用戶Lynn的分享,簡述其貸款資料:

還款期最短由61日起,最長為48個月
實際年利率:8%
月息:0.67%
貸款額:$15,000
48個月之分期貸款,每月還款利息:$50
總還款額:$17,400
以上貸款相關費用只作參考之用

*實際年利率由最低8%或最高48%不等

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