Extra Reward for September X Wallet Member Get Member Rewards!

Extra Reward for September X Wallet Member Get Member Rewards!

“Now E Premier League and LALIGA EA Sports return! Let’s watching soccer league matches together
Promotion Period: From 1 Sept 2023 until 30 Sept 2023

Reward up to $7000 cash coupon, WeChat Pay HK e-vouchers and Now E Premier League and LALIGA EA Sports one day pass, the more referrals you make, the more rewards you get!

Promotion Period: From 1 September 2023 to 30 September 2023

  1. Reward Details:
  • X Wallet members successfully recommend each relative and friends to apply and confirm the X Wallet personal loan (“X Wallet loan”) contract for the first time fulfilling below requirements, they will entitle for:

1) Referee successful draw down, referee and referrer entitle:
a) Referrer will be entitled to the following benefits when the Referrer applies for a loan for the first time and is successful to entitle Now E Premier League & LALIGA EA Sports one day pass.

2A) Referee successful draw down loan amount over $15,000 to $ 29,999 referee and referrer additional entitle for

  1. WeChat Pay HK e-vouchers HK$200
  2. HK$300 cash rebates

2B) Referee successful draw down loan amount over $30,000 Referee and referrer additional entitle for

  1. WeChat Pay HKe-vouchers HK$400
  2. HK$300 cash rebates
  • To be eligible to get the cash rebates, the Referee must maintain his/her X Wallet loan account in an active and normal status, cannot be settled and their remaining balance must 50% or above upon the approved loan amount every day, from the 1st day to 60th on signing contract day.

To be eligible to get the cash rebates and extra rewards for Referrers, the Referrer must attain the requirement mentioned above.

For example:

No. of Friend(s) / Relative(s) Recommended Rewards Entitled for Referrer Rewards Entitled for Each Referee

referee
successful loan amount HKD $10,000

HK$0 cash rebates

HK$0 cash rebates

referee
successful loan amount HKD $18,000

Total Value:

HK$300 cash rebates and WeChat e-vouchers HK$200

HK$300 cash rebates and WeChat e-vouchers HK$200

10 referee and each
successful loan amount over HKD $30,000

Total Value:
HK$3000 cash rebates and WeChat e-vouchers HK$4000

HK$300 cash rebates and WeChat e-vouchers HK$400

 

Remark: **

Each referral can receive up to HK$3,000 cash rebate and HK$4,000 WeChat e-cash coupon.

**The number of WeChat e-cash vouchers awarded depends on the number of successful referrals, For example:
If 2 referrals confirm the successful loan amount of $33,000 under the X Wallet Loan contract, the referrer and 2 referrers (3 in total) will receive a total of HK$900 cash rebate (HK$300*3) + WeChat e-vouchers of HK$1,200 (HK$ 400*3), and so on.

  1. How do I participate in the Member Get Member (“MGM”) program?
    You just simply register as an X Wallet member and confirm with agree the MGM’s terms and conditions for this program.
  2. What are the criteria the member must meet in order to eligible for the MGM rewards?
    Referrer must be Hong Kong permanent residents aged 18 or above.
    II. Referrer and Referee are both registered as an X Wallet member.
    III. If Referrer has an X Wallet eXpress Loan (“X Wallet loan”) account, Referrer must maintain the loan account as normal status.
    IV. Referee must maintain their X Wallet loan account as normal status and not settled.
    V. Referee must be the new applicant for X Wallet loan, OR X Wallet member that has never been reactivated and applied for an X Wallet loan in the past 12-months period.
    VI. Referee must confirm the loan contract and has drawdown successfully.
  3. How do I refer someone?
    Each Referrer has their unique personal referral code, which is displayed on the ‘Referral & Rewards’ Page. The Referrer can recommend anyone to apply for the X Wallet loan by sharing your referral code, referral URL or referral QR code.
  4. How do I use the referral code?
    When logged-in to X Wallet, the Referee cans enter the referral code during the X Wallet loan application process; If the Referee used a referral URL or QR code to open X Wallet and apply for an X Wallet loan, the system will verify the identity of both the Referrer and Referee automatically.
  5. Is there a limit on the number of referrals?
    There is no limit, we welcome the Referrer to recommend X wallet as much as they want.
  6. How do I redeem my rewards?
    HK$300 Cash rebates: Log-in to X Wallet and simply tap the withdraw button at the ‘ Referral & Rewards’ Page. We will then transfer the rewards into your designated Hong Kong bank account. The money transfer takes around 2 working days (excluding Saturday, Sunday or public holiday).

    WeChat Pay HK e-vouchers: The rewards will be credited to your X Wallet account as an inbox within 14 working days.

  7. Now E Premier League and LALIGA EA Sports one day pass:
    Upon the first application by the Referee and successful loan application, the One-Day Pass will be sent to the Eligible Referee’s X Wallet account at the end of the last day of the month.
  1. This promotional offer (the “Promotion”) is valid from 1 September 2023 to 30 September 2023, both dates inclusive (the “Promotion Period”).
  2. The Referee must be the new customer for X Wallet eXpress Loan (“X Wallet loan”), confirmed loan contract over $15,000 and has draw down successfully. Each Referrer & Referee can get HK$300 cash rebates.
  3. “New customer” refers to those who are not holding X Wallet loan account in past 12 months from the date of confirming the loan contract.
  4. The Referee needs to insert referral code and apply for the X Wallet loan within the promotion period, the application is based on the loan contract confirmation time. All date and time-related are subject to the system report and Zero Finance Hong Kong Limited (“the company”) final decision. Any delayed loan contract confirmations are not accepted.
  5. The Member Get Member (“MGM”) program is only available to Hong Kong permanent residents aged 18 or above.
  6. The MGM program is only available for X Wallet members, who include Referrer and Referee. The Referee must be the new applicant for X Wallet loan and confirmed loan contract and drawdown successfully. Or X Wallet member that has never been reactivated and applied for an X Wallet loan in the past 12-months period, and confirmed loan contract and drawdown successfully.
  7. Each new customer (i.e., Referee) can only be referred to once. If more than one Referrers recommend the same Referee, only the first Referrer according to the record of the company will be eligible for the referral reward.
  8. The referral code must be entered during the loan application process, the referral code cannot be corrected after the referral code has been accepted, supplementary are not accepted.
  9. The company reserves the right to verify the member’s identity. Loan customer will be disqualified from the MGM program if the personal information provided is found to be unknown, unclear or missing and unable to contact the member or verify the member’s identity.
  10. All personal information collected will abide by the data policies of the company.
  11. The rewards from the MGM program are not transferable.
  12. To avoid any conflict of interest, employees and agents of the company cannot participate in the MGM program.
  13. The Referrer and the Referee cannot be the same person, nor use the same bank account to receive the rewards.
  14. The referral method that the Referrer used must be lawful, otherwise, the company has the right to cancel the referral reward for the Referrer.
  15. If Referrer has an X Wallet loan account, Referrer must maintain their X Wallet loan account as normal status in order to withdraw the cash rebates.
  16. Referee must maintain their X Wallet account as normal status in order to withdraw the cash rebates.
  17. When the system receives the instruction for the withdrawal of the reward, the money will be transferred immediately. The money transfer will take around 2 working days (excluding Saturday, Sunday or public holiday), depending on the real-life situation and the designated bank that you are using.
  18. Referrer and Referee must ensure the bank account information provided is correct, accurate and active. The company will not accept any liability for any circumstances that caused or discovered that the reward failed to transfer to the designated bank account.
  19. Within 60 days after the Referee successfully confirms the loan contract, if Referee or Referrer fails to provide the correct bank account used for receiving awards, it will be deemed to automatically give up the relevant reward.
  20. To be eligible to get the cash rebates, the Referee must maintain his/her X Wallet loan account in an active and normal status, cannot be settled and their remaining balance must 50% or above upon the approved loan amount every day, from the 1st day to 60th on signing contract day.
    For example: The approved amount of the client (Referee) is $40,000, and the confirming loan contract date: 2023-04-01
    During 2023-04-01 to 2023-05-31 (60-day period), the daily outstanding must be maintained at least $20,000 or above to qualify for the rebate from Marketing.
  21. To be eligible to get the cash rebates and extra rewards for Referrers, the Referrer must attain the requirement mentioned in “Terms and Conditions” Point 21 (i.e. the Referee must maintain his/her X Wallet loan account in an active and normal status, cannot be settled and their remaining balance must 50% or above upon the approved loan amount every day, from the 1st day to 60th on signing contract day.)
  22. Cash rebates will be distributed to eligible Referrer and Referee within 90 days upon signed contract day of the Referee, and will have in-app message to notify customers the completion of the rebate distribution.
  23. The rewards would be cancelled, if the Referrer or Referee close, cancel or settle the X Wallet member account under any circumstance.
  24. All eligible customers who participate with WeChat e-vouchers must have WeChat Account to redeem e-vouchers.
  25. If WeChat e-vouchers are sold out or replaced, the company reserves the right to replace them with other gifts of the same value (such as cash coupons, gift cards, etc.) without prior notice.
  26. eChat e-vouchers are not for sales. Anyone found selling WeChat e-vouchers will be disqualified for entitling it.
  27. Now E Premier League and LALIGA EA Sports one day pass only for referee offer, one day pass will send out to eligible referrer’s X Wallet account.
  28. If  one day pass are sold out or replaced, the company reserves the right to replace them with other gifts of the same value (such as cash coupons, gift cards, etc.) without prior notice.
  29. Use of the Pass and the Now E Service is subject to terms and conditions. For Terms and Conditions of the Pass and Now E service, please refer to www.nowe.com/tnc , www.nowe.com/help/thingstoknow and www.nowe.com/tnc/plll.
  30. The company will not accept any liability for any problems due to computer, network, telephone, and other technical issues that cause the member to delay or missed the submission of an application.
  31. The company reserves the right to amend these terms and condition or suspend this MGM program without any prior notice.
  32. The company will not accept any liability for any loss due to failure to follow the instruction of the MGM program.
  33. The company reserves the right to disqualify the eligibility of the member and withdraw the MGM program if the personal information provided is found to be fake or breach of the terms and conditions.
  34. By participating in the MGM program, each member agrees to be bound by these terms and conditions. The company reserves the right to disqualify the eligibility of member, to withdraw the MGM program and to proceed legal action, if any breach of terms and conditions is found.
  35. If there is any inconsistency or ambiguity between the English version and the Chinese version, Chinese version shall prevail. In case of any dispute, the company reserves the right of final decision.

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