【X Wallet New Advertising Welcome Rewards】New Customers Enjoy up to $1,300 Cash Rebate!

【X Wallet New Advertising Welcome Rewards】New Customers Enjoy up to $1,300 Cash Rebate!

Promotion Code: MANDYX
Promotion Period: From 5 June 2024 to 31 Aug 2024

Promotion Detail:

(1)    Eligible new customers who successfully apply for X Cash.AI Express Loan for the first time, entering the promotion code “MANDYX” during the application process, regardless of whether the application is approved or not, he/she can obtain $100 X Pay E-cash Voucher.

(2)    Eligible new customers who successfully apply for X Cash.AI Express Loan (for the first time with an approved loan amount of $20,000 or above, will be entitled for an additional $200 X Pay E-cash Voucher and a $1,000 Cash Rebate)

The loan account must be in normal and active status (overdue, write-off, and frozen are all regarded as abnormal accounts), and the daily loan balance needs to maintain $20,000 or above within 90 days upon loan contract confirmation day to entitle $200 X Pay E-cash Voucher and $1,000 Cash Rebate.

Examples Approved Loan Amount Account Status from 5th Jun 2024 to 13rd Sep 2024 Daily loan balance from 5th Jun 2024 to 13rd Sep 2024 Rewards

1

$10,000

Active

$3,000

$100 X Pay E-Cash Voucher

2

$20,000

Active

$10,000

$100 X Pay E-Cash Voucher 

3
$30,000
Active
$20,000
$300 X Pay E-Cash Voucher and $1,000 Cash Rebate
4
$30,000
Overdue
$20,000
$100 X Pay E-Cash Voucher
  • To enjoy the promotional offer, the above promotion code “MANDYX” must be entered during the loan application, and no subsequent supplements or changes will be accepted.
  • X Pay E-cash Voucher will be issued 30 days after the last day of the month from the day of successful application. The promo code will be issued automatically to X Wallet and will have an in-app message to notify eligible customers about the completion of the rewards distribution.
  • The additional $200 X Pay E-cash Voucher and $1,000 Cash Rebate will be automatically credited to the X Wallet ” Rewards” wallet 90 days after the last day of the month in which the loan agreement is confirmed and will have an in-app message to notify eligible customers about the completion of the rewards distribution.
  • To withdraw the rewards, customers can login to X Wallet, click on “Bank Details” on the “Rewards” page, and fill in your Hong Kong bank account details. The rewards will be credited to the designated Hong Kong bank account in about two working days (public holidays or Saturdays and Sundays are not considered as working days).
  1. This promotional offer (the “Promotion”) is valid from 5 June 2024 to 31 Aug 2024, both dates inclusive (the “Promotion Period”).
  2. Eligible new customers who successfully apply for X Cash.AI Express Loan for the first time, regardless of whether the loan is successfully approved or not, they are entitled to receive a $100 X Pay E-cash Voucher. This offer does not apply to new customers who have applied for X Cash.AI within the past 12 months (i.e. 5 June 2023 onwards) of this promotion.
  3. The promotion is only applicable to new eligible customers who successfully apply and confirm the X Cash.AI loan contract for the first time during the promotion period, with a loan amount of $20,000 or more, where customers who do not have a loan account within 12 months from the date of confirmation of the loan contract.
  4. “New customer” refers to those who have not held X Wallet loan account in the past 12 months from the date of confirming the loan contract.
  5. To enjoy the promotion, the promotion code “MANDYX” must be entered during the loan application process, and no subsequent supplements or changes will be accepted.
  6. Use of the X Pay E-cash Voucher is subject to terms and conditions. For E-cash Voucher Terms and Conditions of the service, please refer to https://zero-xpay.com/
  7. New customers who successfully apply for X Cash.AI Express Loan for the first time with an approved loan amount of $20,000 or above, and a daily loan balance need to maintain $20,000 or above within 90 days upon loan contract confirmation day to entitle additional $200 X Pay E-cash Voucher and $1,000 Cash Rebate. Refer to the Promotion Details section with Examples as above.
  8. The time for submitting loan applications is subject to the computer records of Zero Finance Hong Kong Limited (the company). Late applications will not be accepted.
  9. Customer will only entitle this offer once during the promotion period. The offer cannot be used in conjunction with other promotion offers.
  10. Zero Finance Hong Kong Limited will be deemed to have waived its liability when the coupon code rewards are credited to X Wallet’s account. 
  11. The offer is neither transferable, cancellable nor returnable. The Company reserves the right to replace the E-cash Voucher with another of equal value without prior notice.
  12. The Company is not the supplier of the voucher and is not responsible for the voucher. The supplier is solely responsible for any liability in relation to the voucher. If you have any queries, comments, or complaints regarding the voucher, please contact the supplier directly.
  13. The company reserves the right to verify the customer’s identity. Customers will be disqualified from the offer without prior notice if the personal information provided is found to be unknown, unclear, or missing and unable to contact the customers or verify the customer’s identity.
  14. All the personal information collected will follow the personal data privacy policies of the company.
  15. The company will not accept any liability for any problems due to computer, network, telephone, and other technical issues which cause the customer to delay or miss submitting an application. The customers cannot take any legal action or investigation against the company.
  16. The company reserves the right to amend the terms and conditions of this offer or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  17. The company reserves the right to disqualify the eligibility of the customers and withdraw the rewards if the personal information provided is found to be fake or any actions breach of the terms and conditions.
  18. By participating in the offer, each customer agrees to be bound by these terms and conditions. The company reserves the right to disqualify the eligibility of customers, withdraw the offer and proceed with legal action, if any breach of terms and conditions.
  19. If the customer closes, cancels or settles his/her X Cash.AI Express Loan account before the reward is issued, all rewards will be canceled immediately.

If there is any inconsistency or ambiguity between the English version and the Chinese version, the Chinese version shall prevail. In case of any dispute, the company reserves the right of final decision.

Loan Information Example:

The shortest repayment period starts from 61 days and the longest is 48 months.

Effective annual interest rate: 8%
Interest rate: 0.67% monthly
Loan amount: $15,000
A 48-month installment loan with a monthly repayment: $50

Total repayment: $17,400
The above loan-related fees are for reference only


Actual annual interest rate is from 8% to 48% as maximum.

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