X Pay Users Privilege: X Wallet Welcome Offer Up to $1,088 Cash Rebates
- To enjoy the promotional offer, the above promotion code “X388” must be entered during the loan application, and no subsequent supplements or changes will be accepted.
- $388 X Pay E-cash Voucher will be issued 30 days after the last day of the month from the day of successful application. The promo code will be issued automatically to X Wallet and will have an in-app message to notify eligible customers about the completion of the rewards distribution.
- $700 cash rebates will be automatically credited to the X Wallet ” Rewards” wallet 90 days after the last day of the month in which the loan agreement is confirmed and will have an in-app message to notify eligible customers about the completion of the rewards distribution.
- To withdraw cash rebate, Eligible Customers must login to the X Wallet App, click the “Personal” page and click the “Bank Card” option to add your Hong Kong bank account number. The rewards will be credited to the designated Hong Kong bank account in about two working days (public holidays or Saturdays and Sundays are not considered as working days).
Promotion Code: X388
Promotion Period: From 1 Feb 2024 to 31 Mar 2024
Promotion Detail:
(1) Eligible X Pay Users who successfully apply for X Wallet Express Loan (“X Wallet loan”) for the first time, entering the promotion code “X388” during the application process, regardless of the application is approved or not, he/she can obtain $388 X Pay E-cash Voucher.
(2) Eligible X Pay Users who successfully apply for X Wallet Loan (for the first time with an approved loan amount of $20,000 or above, will entitle for: $700 cash rebates)
The loan account must be in normal and active status (overdue, write-off, and frozen are all regarded as abnormal accounts), and the daily loan balance needs to maintain 50% or above within 90 days upon loan contract confirmation day to entitle $700 cash rebates.
(3) Examples for cash rebates:
New customers who confirmed the loan contract on 1st Mar 2024 to 30 May 2024 will be the 90th day upon the loan contract confirmation day.
|
Examples |
Approved Loan Amount |
Account Status from |
Daily loan balance from |
Cash Rebates |
Reasons for Failure to Receive Cash Rebate |
|
1 |
$20,000 |
Active |
$10,000 |
$388 X Pay E-cash Voucher +$700 cash rebates |
Not applicable |
|
2 |
$30,000 |
Active |
$15,000 |
$388 X Pay E-cash Voucher +$700 cash rebates |
Not applicable |
|
3 |
$35,000 |
Active |
$17,000 |
Failure to receive the cash rebate |
Daily loan balance must be HK$17,500 or above. |
|
4 |
$10,000 |
Active |
$5,600 |
Failure to receive the cash rebate |
Approved Loan Amount Less Than $20,000 |
|
5 |
$30,000 |
Overdue repayments |
$20,000 |
Failure to receive the cash rebate |
Overdue repayments |
- This promotional offer (the “Promotion”) is valid from 1 Feb 2024 to 31 Mar 2024, both dates inclusive (the “Promotion Period”).
- Eligible X Pay Users who successfully apply for X Wallet Personal Loan (X Wallet Loan) for the first time, the promotion code “X388” must be entered during the loan application process, regardless of whether the loan successfully approved or not, they are entitled to receive a $388 X Pay E-cash Voucher. This offer is not applicable to new customers who have applied for X Wallet within the past 12 months (i.e. 1 Feb 2023 onwards) of this promotion.
- The promotion is only applicable to eligible X Pay Users who successfully apply and confirm the X Wallet loan contract for the first time during the promotion period, with a loan amount of $20,000 or more, where customers who do not have a loan account within 12 months from the date of confirmation of the loan contract.
- “New customer” refers to those who are X Pay Users and not holding X Wallet loan account in past 12 months from the date of confirming the loan contract.
- Customers are eligible for this offer only if they have not earned any X Wallet Rewards in the past 60 days from the date of issuance of the Reward.
- To enjoy the promotion, the promotion code “X388” must be entered during the loan application process to enjoy $388 X Pay E-cash Voucher, and no subsequent supplements or changes will be accepted.
- Use of the X Pay E-cash Voucher is subject to terms and conditions. For E-cash Voucher Terms and Conditions of the service, please refer to https://zero-xpay.com/
- New customers are eligible for $700 cash rebate if they have successfully approved an X Wallet Loan of $20,000 or above during the Promotion Period and have confirmed the loan contract with a daily loan balance of 50% or more of the approved loan amount for 90 days from the date of loan contract confirmation. For examples, please refer to the “Promotion Details” example above.
- The time for submitting loan applications is subject to the computer records of Zero Finance Hong Kong Limited (the company). Late applications will not be accepted.
- Customer will only entitle this offer once during the promotion period. The offer cannot be used in conjunction with other promotion offers.
- The offer is neither transferable, cancellable nor returnable. The Company reserves the right to replace the X Pay E-cash Voucher with another of equal value without prior notice. We are not the supplier of X Pay E-cash Voucher and shall not be responsible for any liability in relation to X Pay E-cash Voucher. The supplier is solely responsible for all liabilities in relation to the X Pay E-cash Voucher. Customers who have any enquiries, comments or complaints regarding X Pay E-cash Voucher should contact the relevant supplier directly.
- The company reserves the right to verify the customers’ identity. Customers will be disqualified from the offer without prior notice if the personal information provided is found to be unknown, unclear or missing and unable to contact the customers or verify the customer’s identity.
- All the personal information collected will follow the personal data privacy policies of the company.
- The company will not accept any liability for any problems due to computer, network, telephone, and other technical issues which cause the customer to delay or miss for submitting an application. The customers cannot make any legal action or investigation to the company.
- The company reserves the right to amend the terms and conditions of this offer or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
- The company reserves the right to disqualify the eligibility of the customers and withdraw the rewards if the personal information provided is found to be fake or any actions breach of the terms and conditions.
- By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customers, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
- If the customer closes, cancels or settle his/her X Wallet loan account before the reward is issued, all rewards will be cancelled immediately.
If there is any inconsistency or ambiguity between the English version and the Chinese version, Chinese version shall prevail. In case of any dispute, the company reserves the right of final decision.
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