X Wallet
We always believe any loan products should be designed with simplicity and helpfulness. Human approval gives bias results, ignoring important factors that could impact the approval result of a applicant.
X Wallet breaks the traditional way of lending using Machine Learning and data analysis to deliver an automated borrowing process in 3 easy steps.
The approval process is simple:
1. Download X Wallet mobile app. (Add itunes link and android link)
2. Register as a member
3. Tap Apply for X Wallet to start the application process
During the application process:
1. Capture your HKID card
2. Answer a few questions
3. Authenticating your identity
After the verification process is complete and once the loan contract is confirmed, the fund will be processed automatically using Faster Payment System (FPS) and instantly deposited into your chosen bank account.
The following are required to apply for an X Wallet loan:
1. Hong Kong Identity Card
2. Hong Kong bank account
3. Hong Kong permanent resident who is aged 18 or above
You can borrow as little as $1000 depends on the circumstances of individual cases. The repayment period is 24 months.
*Only applicable to existing re-loan customers.
To ensure your personal and account information are safe, high standards of security measure is put in place to protect not only you but every users' personal data.
Please visit PDPO for more information about our privacy policy.
Testimonial
