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YOUR HOME IS

YOUR OPPORTUNITY


Mortgage Dedicated Line: 2531 0330

#For


Express Application

1General Info
2Loan Info
3Working Info

3 people are applying now.

Money Lenders License: 0857 / 2021

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YOUR HOME
IS YOUR OPPORTUNITY


Mortgage Dedicated Line:
253‍1 03‍30

#For


1General Info
2Loan Info
3Working Info

4 people are applying now.

Money Lenders License: 0857 / 2021

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About X8 Finance

X8 Finance and Zero Finance are subsidiaries of Termbray Industries International (Holdings) Limited (Stock Code: 0093), X8 Finance holds a Hong Kong money lender license (0857/2021), mainly engages in property loan business in Hong Kong, and provides customers with low-interest and reliable loan solutions.


About X8 Finance

X8 Finance and Zero Finance are subsidiaries of Termbray Industries International (Holdings) Limited (Stock Code: 0093), X8 Finance holds a Hong Kong money lender license (0857/2021), mainly engages in property loan business in Hong Kong, and provides customers with low-interest and reliable loan solutions.

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Why borrow from X8 Finance

Apply in 3 easy steps. Once approved, cash will be ready on same day to meet with your financial needs.



  • Loan is process by a lawyer

    Our loan procedure is processed by a lawyer providing you a reliable mortgage with a peace of mind.

  • Get the most out of your home

    Approved for up to 85% of the property value.

  • Express approval

    Your financial needs is our FIRST priority. We’ll handle your application right away.

  • Effortless terms of up to 300 months

    Zero pain with flexible terms. We make repayment extra comfortable.

  • Zero limitation

    Regardless of age and property type, we could still provide you with a loan.

  • Zero burden interest rates

    Fixed interest rates as low as 9% APR for 1st mortgage. 12% APR for 2nd mortgage.


Why borrow from Zero Finance

Apply in 3 easy steps. Once approved, cash will be ready on same day to meet with your financial needs.


  • Loan is process by a lawyer

    Our loan procedure is processed by a lawyer providing you a reliable mortgage with a peace of mind.

  • Express approval

    Your financial needs is our FIRST priority. We’ll handle your application right away.

  • Zero limitation

    Regardless of age, property type, and even PA cases, we could still provide you with a loan.

  • Get the most out of your home

    Approved for up to 85% of the property value.

  • Effortless terms of up to 300 months

    Zero pain with flexible terms. We make repayment extra comfortable.

  • Zero burden interest rates

    Fixed interest rates as low as 9% APR for 1st mortgage. 12% APR for 2nd mortgage.


Why borrow from X8 Finance

Apply in 3 easy steps. Once approved, cash will be ready on same day to meet with your financial needs.


  • Loan is process by a lawyer

    Our loan procedure is processed by a lawyer providing you a reliable mortgage with a peace of mind.

  • Express approval

    Your financial needs is our FIRST priority. We’ll handle your application right away.

  • Zero limitation

    Regardless of age, property type, and even PA cases, we could still provide you with a loan.

  • Get the most out of your home

    Approved for up to 85% of the property value.

  • Effortless terms of up to 300 months

    Zero pain with flexible terms. We make repayment extra comfortable.

  • Zero burden interest rates

    Fixed interest rates as low as 9% APR for 1st mortgage. 12% APR for 2nd mortgage.


Customer’s Experience with X8 Finance



Mr. YeungMr. Yeung

My family business needed urgent cash to pay off vendors and X8 Finance got us the best 2nd mortgage rate possible at 12%. The process was simple. They approved my loan within an hour and I got the money on the same day! All I needed to repay is $13,214 per month at my requested payment period of 240 months.


Jimmy T.Jimmy T.

I have a credit card debt of over $600,000. Felt I had no way out because I was paying only the interest portion every month and all banks rejected me. They taught me to use my existing mortgage to get a loan with an interest rate lower than my credit card. I had no idea I could do this and X8 finance helped cleared my credit debt. Highly recommended!

*The final approval of the application is subject to the financial condition of customer.

Customer’s Experience with X8 Finance



Mr. YeungMr. Yeung

My family business needed urgent cash to pay off vendors and X8 Finance got us the best 2nd mortgage rate possible at 12%. The process was simple. They approved my loan within an hour and I got the money on the same day! All I needed to repay is $13,214 per month at my requested payment period of 240 months.


Jimmy T.Jimmy T.

I have a credit card debt of over $600,000. Felt I had no way out because I was paying only the interest portion every month and all banks rejected me. They taught me to use my existing mortgage to get a loan with an interest rate lower than my credit card. I had no idea I could do this and X8 finance helped cleared my credit debt. Highly recommended!

*The final approval of the application is subject to the financial condition of customer.

Frequently Asked Questions



Frequently Asked Questions



Relieve your financial stress now!



Express Application

1General Info
2Loan Info
3Working Info

*All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. X8 Finance reserves its absolute right on the final loan decision and any disputes.

Relieve your financial stress now!



Express Application

1General Info
2Loan Info
3Working Info

*All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. X8Finance reserves its absolute right on the final loan decision and any disputes.