GET YOUR

CASH TODAY


X Personal Cash Loan

#


Express Application

1General Info
2Loan Info
3Working Info

2 people are applying now.

Money Lenders License: 0433 / 2017

GET YOUR

CASH TODAY


X Personal Cash Loan

#


1General Info
2Loan Info
3Working Info

2 people are applying now.

Money Lenders License: 0433 / 2017

Online Instant Approval Personal Loan

Why borrow from Zero Finance

Whether you’re looking to clear credit card debts, pay taxes, balance transfer, emergency funding, home
upgrade, medical financing, study, or travel, it can be done quickly. Not only our online instant approval personal loan process is
fast, money transfer is just as fast. Furthermore, we also welcome all credit ratings to apply.



  • Effortless terms from 12 to 120 months

    Zero pain with longer terms personal loan. We make repayment extra comfortable.

  • Instant approval

    Zero wait on approval results. We consider all angles of your financial situation to ensure there are no bias rejects.

  • We accept all credit ratings

    We pay more attention to your repayment ability rather than just you credit score to ensure you can secure a loan easier.

  • Borrow up to $700,000

    Get the cash you want. No collateral required! No handling fees.

  • Zero burden interest rates

    Fixed Interest rates as low as 12% APR. It can greatly reduce your credit card interest burden.


Online Instant Approval Personal Loan

Why borrow from Zero Finance

Whether you’re looking to clear credit card debts, pay taxes, balance transfer, emergency funding, home upgrade, medical financing, study, or travel, it can be done quickly. Not only our online instant approval personal loan process is fast, money transfer is just as fast. Furthermore, we also welcome all credit ratings to apply.


  • Instant approval

    Zero wait on approval results. We consider all angles of your financial situation to ensure there are no bias rejects.

  • Borrow up to $700,000

    Get the cash you want. No collateral required! No handling fees.

  • Effortless terms from 12 to 120 months

    Zero pain with longer terms personal loan. We make repayment extra comfortable.

  • We accept all credit ratings

    We pay more attention to your repayment ability rather than just you credit score to ensure you can secure a loan easier.

  • Zero burden interest rates

    Fixed Interest rates as low as 12% APR. It can greatly reduce your credit card interest burden.


Online Instant Approval Personal Loan

Why borrow from Zero Finance

Whether you’re looking to clear credit card debts, pay taxes, balance transfer, emergency funding, home upgrade, medical financing, study, or travel, it can be done quickly. Not only our online instant approval personal loan process is fast, money transfer is just as fast. Furthermore, we also welcome all credit ratings to apply.


  • Instant approval

    Zero wait on approval results. We consider all angles of your financial situation to ensure there are no bias rejects.

  • Borrow up to $700,000

    Get the cash you want. No collateral required! No handling fees.

  • Effortless terms from 12 to 120 months

    Zero pain with longer terms personal loan. We make repayment extra comfortable.

  • We accept all credit ratings

    To increase your approval chances, we pay more attention to your repayment ability rather than just you credit score.

  • Zero burden interest rates

    Fixed Interest rates as low as 12% APR. It can greatly reduce your credit card interest burden.


We help you save big on interest payments



$120,000 credit card debt comparison

  • Minimum/Monthly
    Payment
  • No. of instalment
  • Credit cards(38%)
  • HK$6,190
    (Minimum payment)
  • 236 months
  • X Personal Cash
    (24%)
  • HK$6,345
    (Monthly payment)
  • 24 months

We help you save
big on interest payments


$120,000 credit card debt comparison

  • Minimum/Monthly
    Payment
  • No. of instalment
  • Credit Card
    (38%)
  • HK$6,190
    (Minimum payment)
  • 236 months
  • X Personal Cash
    (24%)
  • HK$6,345
    (Monthly payment)
  • 24 months

Customer’s Experience with Zero Finance



Jenny L.Jenny L.

I went overboard on spending with credit cards. Contacted a few well known lenders, some rejected me without giving me a reason and only Zero Finance would grant me a loan with the best rate. I got $120,000 and I only need to pay $6,345 per month for 24 months!
*Annual interest rate is based on 24% APR


Kelvin W.Kelvin W.

Zero Finance combined all my loans from different lenders with different rates and payment dates it into one more affordable fixed-rate monthly payment. Not only does this make my life easier but also, I am now able to pay off my debts sooner.

*The final approval of the application is subject to the financial condition of the customer. Maximum effective interest rate of up to 48% APR.

Customer’s Experience with Zero Finance



Jenny L.Jenny L.

I went overboard on spending with credit cards. Contacted a few well known lenders, some rejected me without giving me a reason and only Zero Finance would grant me a loan with the best rate. I got $120,000 and I only need to pay $6,345 per month for 24 months!
*Annual interest rate is based on 24% APR


Kelvin W.Kelvin W.

Zero Finance combined all my loans from different lenders with different rates and payment dates it into one more affordable fixed-rate monthly payment. Not only does this make my life easier but also, I am now able to pay off my debts sooner.

*The final approval of the application is subject to the financial condition of customer. Maximum effective interest rate of up to 48%APR.

Frequently Asked Questions



Please provide the following documents to apply for X Personal Cash:

1. Hong Kong Identity Card
2. Latest 2 months Residential Address Proof (Latest Bank statement or utility with your name)
3. Latest 2 months income proof (Personal or commercial bank records / Salary proof from employer / Tax demand note)
4. Proof of employment (Employment agreement or contract / Employee ID / Letter of appointment / Latest 2 months payroll slip)

If you have any further questions about the required documents, please do not hesitate to contact our customer service team: 2531 0333. We will give you the most relevant advice to every situation.
The application procedure can be processed through online and mobile. You may submit documents(such as income proofs) through whatsapp, email, or in person. You may merely use phone or computer to complete the whole application process and instantly get your cash.
Yes. We will proceed accordingly and give appropriate suggestions in order to fulfill your financial needs.

If you have any further questions, please contact our customer service hotline at 2531 0333.

Yes, we encourage you to apply for our loan when the required documents are prepared, including your Hong Kong Identity Card, bank cards or bank account statements, and income proof.

Frequently Asked Questions



Please provide the following documents to apply for X Personal Cash:

1. Hong Kong Identity Card
2. Latest 2 months Residential Address Proof (Latest Bank statement or utility with your name)
3. Latest 2 months income proof (Personal or commercial bank records / Salary proof from employer / Tax demand note)
4. Proof of employment (Employment agreement or contract / Employee ID / Letter of appointment / Latest 2 months payroll slip)

If you have any further questions about the required documents, please do not hesitate to contact our customer service team: 2531 0333. We will give you the most relevant advice to every situation.
The application procedure can be processed through online and mobile. You may submit documents(such as income proofs) through whatsapp, email, or in person. You may merely use phone or computer to complete the whole application process and instantly get your cash.
Yes. We will proceed accordingly and give appropriate suggestions in order to fulfill your financial needs.

If you have any further questions, please contact our customer service hotline at 2531 0333.

Yes, we encourage you to apply for our loan when the required documents are prepared, including your Hong Kong Identity Card, bank cards or bank account statements, and income proof.

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我們為你提供最優惠利率是其他財務公司難以相比,再沒理由需要在其他公司申請。


你想貸款多少?



*只供參考 Zero FInance 每月還款息口介乎0.5%至1.5%

Apply and relieve your tax burden now!



Express Application

1General Info
2Loan Info
3Working Info

*All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. Zero Finance reserves its absolute right on the final loan decision and any disputes.

Relieve your financial stress now!



Express Application

1General Info
2Loan Info
3Working Info

*All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. Zero Finance reserves its absolute right on the final loan decision and any disputes.