Frequently Asked


When the owner of property needs a loan, he/she can use his/her property with outstanding mortgage to apply for another property loan, which is known as a “second mortgage”. The borrower may obtain further finance under the same property while the terms under the first mortgage remains the same.

Property Owner's Loan

It is a personal loan plan with a larger loan amount for landlords under the Home Ownership Scheme and Tenants Purchase Scheme with premium unpaid. Apply now.

X Wallet Loan

Technical Problems
Getting Started
Applying for a X Wallet loan
Rates, Fees & Charges
About Credit Score